Nothing is more personal than your checking account. That’s why we offer options that are anything but “one size fits all.” From just the basics, to money saving and interest earning options. No matter which account you choose, all of our accounts include access to a suite of convenience services so you can get Banking Done Your Way almost anywhere, anytime.
YourWay Personal Checking
Our YourWay account line up is designed to help you Bank it Easy with convenience.
Find money saving features when you choose the YourWay Plus or YourWay Premier account, with YourBux Benefits. YourBux offers a variety of money saving services that you may already be using and paying for.
We invite you to get in touch to explore more and let us help find the right account for you.
- YourWay Premier
- YourWay Plus
- YourWay Checking
An interest earning account, packed with lots of convenience services and extra benefits designed to help you save money on services you may already be paying for. This account works hard for you, bringing you premium account features:
- Earn interest and avoid a $9.95 monthly fee when you maintain a minimum daily balance of $2,500 or more
- Access to YourBux benefits including cell phone protection, identity theft aid, roadside assistance, health savings, a network of local and national discounts at hundreds of retailers and more, explore YourBux Benefits.
- Debit Mastercard® with ScoreCard® Rewards
- Unlimited fee waivers on foreign ATM withdrawals (withdrawals at non-F&M Trust ATM)*
- No charge for your first order of checks (basic safety paper/wallet style)
- One new safe deposit box rental, free for one year (subject to availability)
- Complimentary Wealth consultation
- Manage your banking with a suite of convenience services such as Online and Mobile Banking, Xpress Deposit, Bill Pay and more
*Fee waiver applies to F&M Trust surcharges only. The foreign ATM fee waiver does not include applicable ATM surcharges assessed by the ATM owner. Fees may apply for balance inquiries and transfers at non-F&M Trust ATMs.
Get more than just a basic checking account without having to meet minimum balance requirements. For just $6.95 per month, this account works to pay you back with lots of money saving benefits. YourWay Plus account features:
- No minimum balance requirement
- Access to YourBux benefits including cell phone protection, identity theft aid, roadside assistance, health savings, a network of local and national discounts at hundreds of retailers and more, explore YourBux Benefits.
- Debit Mastercard® with ScoreCard® Rewards
- Two fee waivers on foreign ATM withdrawals (withdrawals at non-F&M Trust ATM) per statement cycle*
- Complimentary Wealth consultation
- Manage your banking with a suite of convenience services such as Online and Mobile Banking, Xpress Deposit, Bill Pay and more
*Fee waiver applies to F&M Trust surcharges only. The foreign ATM fee waiver does not include applicable ATM surcharges assessed by the ATM owner. Fees may apply for balance inquiries and transfers at non-F&M Trust ATMs.
For when you only need the basics and don't want the extras. YourWay Checking is a simple account and all the convenience featuring:
- No minimum balance requirement
- No monthly service charge
- Debit Mastercard® with ScoreCard® Rewards
- Convenience services like Online and Mobile Banking, Xpress Deposit, Bill Pay, and more
Contactless Payment
Contactless payment works on your everyday purchases – just tap your F&M Trust debit card to pay and you're on your way. Look for the contactless symbol at participating retailers when paying for items at checkout.
Savings
Whether you’re saving for a vacation or an emergency, we’re ready to help.
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Borrowing
Buying a home or a car? We’ve got you covered.
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Resources
Bank your way with our financial services and resources.
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Services
We have many options to make banking more convenient and accessible.
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Our Story
For more than a century, F&M Trust has embraced and defined what it means to be a community bank in South Central PA.
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Get Today’s Rates
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